NRI Taxation₹18 Lakh tax saved
✈️

NRI Tax Optimisation

Structuring RNOR status to eliminate global income tax on ₹3.2 Cr foreign earnings

A US-based NRI returning permanently to India was unaware that incorrect residency planning would expose his global income to Indian tax. PGA & Co. structured his transition through RNOR status, saving significant tax in the year of return.

⚠️ The Challenge

Client was returning to India after 12 years in the USA. Had foreign income of ~₹3.2 Cr including salary (partial year), rental income from two US properties, and ESOP vesting. Was about to be treated as resident with unlimited global income taxability.

💡 Our Solution

We established RNOR (Resident but Not Ordinarily Resident) status through careful day-count planning. Structured the return date to maximise the RNOR window. Filed Form 67 for DTAA treaty relief on US taxes paid. Advised on repatriation of funds under LRS limits.

✅ Results Achieved

  • RNOR status secured for 2 financial years
  • Foreign income protected from Indian tax during RNOR window
  • Estimated tax saving of ₹18 Lakh
  • Full repatriation of funds completed compliantly
Key Outcome₹18 Lakh tax saved

* Client identities and specific financial figures may have been modified to preserve confidentiality. All case studies represent real engagement types handled by PGA & Co.

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